CASH MANAGEMENT SERVICES
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Today’s economy demands that businesses maintain tighter control. Our cash management services provide the flexibility to assist in meeting the challenges you face every day with services adapted to meet your needs. In choosing a local community bank, Century, to work with, not only are you getting a great account, you will always get the great local service you deserve.

Let one of our cash management specialists customize a plan that is designed specifically for your business. Call us Toll Free at (866) 680-BANK/2265 to get started today.

  Account and Deposit Management           
  Receivables Management                          
  Online Services
  Trust and Investment Services
  Business Loan Services

 

Account and Deposit Management- Manage your cash balances as your business grows.

Business Checking Accounts

Ideal for businesses seeking no balance requirements and moderate account activity, or accounts with higher check volume that can enjoy the opportunity to offset fees with earnings credit. Let us help you pick the account best suited for your business needs.
 

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Business Savings Accounts

At Century Bank and Trust we offer a variety of savings options to help your business grow. Whether you are in search of a money market savings account or health savings accounts for your employees, we have the options ready to meet your needs.
 

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Zero Balance Accounts

A zero balance account may maximize your company’s use of funds and increase your account control by simplifying banking procedures, eliminating the need to track balance levels and funding requirements. Ideal for payroll accounts, or special funding accounts that need to be separately tracked. Contact one of our customer service representatives to learn more.
 

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Sweep Account Service

This service focuses on a sweep action that automatically moves surplus balances from checking to savings to make the most earning potential of excess funds. Based on a predetermined minimum and maximum checking account balance, these funds can begin earning interest sooner and help to eliminate the need to track daily balance levels. Let us analyze your accounts to see if a sweep service could benefit your bottom line.
 

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Receivables Management- Personally delivered choices at every point in your company's cash flow cycle.

Direct Payment Services (ACH)

If you receive recurring payments from your customers, Direct Payment services can streamline the process of collecting receivable and processing payments, saving you time and money and improving your cash flow.
 

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Remote Deposit Capture

Scan it, send it, never leave your business! Gone are the days of driving to the bank to make check deposits. Remote Deposit Capture allows you and your employees to deposit incoming checking directly into your business account remotely.
 

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Credit Card Processing (Merchant Services)

Merchant Services provides a way for businesses to accept a variety of payment methods at the point-of-sale or online.
 

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Lockbox Services

Lockbox services for remittance processing helps reduce mail, processing and deposit delays to keep your business running smoothly. Let us do the work for you. We will arrange to pick up your checks from a post office box and quickly and efficiently make your deposits to get your funds working quicker for you.
 

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Corporate Cash Concentration (ACH)

Cash Concentration services provide an efficient method of consolidating deposits made by your company’s multiple locations, eliminating wire transfer expense, allowing your company to accumulate cash resources into one combined pool and minimizing excess balances throughout your banking relationships. Deposits made at a local financial institution can be electronically pulled and deposited into an account the following day.
 

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Online Services

Century offers a variety of online services to assist your business in maximizing it's everyday operations. Please click on any of the services below to learn more or to apply today.

Account Alerts
Direct Deposit Services (ACH)
Online Banking with Bill Pay
QuickBooks Web Connect
Wire Transfers

 

Trust and Investment Services

Trust and Investment Services The Trust and Investment Management Group currently manages over $235 million in assets with over 90 years of combined experience and stands ready to service all your investment needs.

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NON-BANK DEPOSIT INVESTMENT PRODUCTS ARE: NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCYMAY LOSE VALUE • NOT GUARANTEED BY THE BANK • NOT A DEPOSIT

 

Business Loan Services

Helping Your Business Grow – You work hard for your business and at Century Bank and Trust we are ready to work hard for you. Whatever your needs, we will work with you to create a flexible financing package that is tailored to meet your business’ specific needs. We are local lenders making local decisions!
 

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Business Loans and Commercial Loans

 

Simple & Secure Online Banking

If you are a Century Bank and Trust card holder
and have a lost or stolen card please call:

ATM Cards and Debit MasterCards® 
Toll Free (800)-264-5578

VISA or MasterCard® Credit Cards 
Toll Free (800) 367-7576