Business Loans

You work hard for your business and Century Bank and Trust is ready to work hard for you. Whether your business needs money for every day working capital, purchases of inventory or equipment, business expansion or commercial real estate financing, Century Bank and Trust will work with you to create a flexible financing package that is tailored to meet your business' specific needs.

Line of Credit	Term Loan (Equipment Loan)	Commercial Real Estate Loan
Whether you are purchasing or restocking inventory, making seasonal volume purchases, or taking advantage of trade discounts, Century Bank and Trust has a line of credit that will help you react quickly! A line of credit is used to ease temporary cash shortfalls. A note is signed when the line of credit is established and a dollar amount is set up to which advances are available. Lines of credit typically have monthly interest payments and annual maturities.	Term loans (Equipment Loans) have a specified period of repayment and are used to finance specific assets, business expansions, or permanent working capital requirements. Payments are typically due on a monthly basis, and flexible payment schedules are available.	Century Bank and Trust continues to be an active partner in developing commercial growth. Whether you're breaking ground on a new commercial building, making improvements to your existing facility or moving to a new facility, Century Bank and Trust is ready to serve you by offering a range of flexible financing packages tailored to your project.
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Letters of Credit	Government Loan Programs	Corporate VISA Credit Cards
A standby letter of credit is a valuable tool. It can assist business owners in establishing new relationships with vendors and suppliers or it can help to ensure smoother transactions with businesses in foreign countries. Please contact Century Bank and Trust for more information.	Century Bank and Trust is an approved lender for various Government Loan Programs. Both the Small Business Administration (SBA) and the United States Development of Agriculture (USDA) Rural Development Program offer many advantages to business owners.	Let our VISA card program help you and your staff keep business expenses easy to handle. With 24 hour online access, a Corporate VISA Credit Card will add peace of mind to your business activity.
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Line of Credit

Whether you are purchasing or restocking inventory, making seasonal volume purchases, or taking advantage of trade discounts, Century Bank and Trust has a line of credit that will help you react quickly! A line of credit is used to ease temporary cash shortfalls. A note is signed when the line of credit is established and a dollar amount is set up to which advances are available. Lines of credit typically have monthly interest payments and annual maturities.

Contact Us

Term Loan

Term loans (Equipment Loans) have a specified period of repayment and are used to finance specific assets, business expansions, or permanent working capital requirements. Payments are typically due on a monthly basis and flexible payment schedules available

Contact Us

Commercial Real Estate Loan

Century Bank and Trust continues to be an active partner in developing commercial growth. Whether you're breaking ground on a new commercial building, making improvements to your existing facility or moving to a new facility, Century Bank and Trust is ready to serve you by offering a range of flexible financing packages tailored to your project.

Contact Us

Government Loan Programs

Century Bank and Trust is an approved lender for various Government Loan Programs. Both the Small Business Administration (SBA) and the United States Development of Agriculture (USDA) Rural Development Program offer many advantages to business owners.

Contact Us

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