Personal Checking
Century Bank and Trust offers a wide variety of checking products designed to meet your financial needs.
| Checking Accounts | Account Features | Free with Account | Monthly Account Maintenance Fee | Annual Percentage Yield (APY) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum balance required to earn APY | APY | |||||||||||||||
| Freedom Checking | Interest bearing account that allows unlimited transactions with no monthly fee. | • Online Banking |
None | $1,000 | .25% | |||||||||||
| Personal Select Checking |
This account pays a higher rate of interest starting at a lower balance. | • Online Banking |
$10.00 Avoid this fee |
$500.00 | .40% | |||||||||||
| Personal Infinity Checking | Earn a higher rate of return on higher balances with this tiered rate interest bearing account. | • Online Banking |
$15.00 Avoid this fee |
|
|
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| Horizon Club Checking |
For those 50 or older, this account offers free checks, and a variety of free retail services. | • Online Banking |
$10.00 Avoid this fee |
N/A | N/A | |||||||||||
Freedom Checking
An interest bearing account that allows unlimited
transactions with no monthly fee, and access to your funds 24 hours a day
through Free Online Banking, and Free Electronic Bill Pay.
Apply
Free with this account
- Direct Deposit Setup
- Online Banking Learn more
- Electronic Bill Pay Learn more
- Debit MasterCard® Learn more
- Telebanc (Telephone Banking) Learn more
Also Available
- Link your Checking Account to the Savings Account of your choice for a complete banking experience! Learn more
- Century Bank and Trust VISA Card (no annual fee)
Learn more - Trust and Investment Services
Learn more - Financial Planning
Learn more
Related Tools
Minimum Opening Deposit
$100.00
Annual Percentage Yield (APY)**
Minimum balance to earn stated APY: $1,000+
APY: 0.25%
Monthly Maintenance Fee
None
Balance Requirements
None
Personal Select Checking
This account pays a higher rate of interest starting at a lower balance.
Apply
Free with this account
- Direct Deposit Setup
- Online Banking Learn more
- Electronic Bill Pay Learn more
- Debit MasterCard® Learn more
- Telebanc (Telephone Banking) Learn more
Also Available
- Link your Checking Account to the Savings Account of your choice for a complete banking experience! Learn more
- Century Bank and Trust VISA Card (no annual fee) Learn more
- Trust and Investment Services Learn more
- Financial Planning Learn more
Related Tools
Minimum Opening Deposit
$100.00
Annual Percentage Yield (APY)**
Minimum balance to earn stated APY: $500.00+
APY: 0.40%
Monthly Maintenance Fee
$10.00
Options to Avoid Monthly Fee
• Have a Real Estate Mortgage at Century Bank and Trust to avoid this fee
• Maintain a $500.00 daily balance to avoid this fee
Personal Infinity Checking
Earn a higher rate of return on higher balances with this tiered rate interest bearing account.
Apply
Free with this account
- Direct Deposit Setup
- Free Box of Checks (one per year)
- Online Banking Learn more
- Electronic Bill Pay Learn more
- Debit MasterCard® Learn more
- Telebanc (Telephone Banking) Learn more
Also Available
- Link your Checking Account to the Savings Account of your choice for a complete banking experience! Learn more
- Century Bank and Trust VISA Card (no annual fee) Learn more
- Trust and Investment Services Learn more
- Financial Planning Learn more
Related Tools
Minimum Opening Deposit
$100.00
Annual Percentage Yield (APY)**
| $0.01-$9,999.99 |
.50% |
| $10,000-$24,999.99 |
.60% |
| $25,000.00-$49,999.99 |
.70% |
$50,000.00-$99,999.99 |
1.25% |
| $100,000.00+ |
2.00% |
Monthly Maintenance Fee
$15.00
Options to Avoid Monthly Fee
Maintain a $1,500.00 daily balance to avoid this fee
Horizon Club Checking
For those 50 or older, this account provides you with free checks and a variety of free retail services.
Apply
Free with this account
- Free Checks (Five Star Horizons Club Checks)
- 50% Discount on Designer Checks
- Free Debit MasterCard®
- Free Money Orders
- Free Cashier's Checks
- Free Traveler's Checks
- Free Notary Service
- Free Medallion Signature Guarantee
- Free Direct Deposit Setup
- Online Banking Learn more
- Electronic Bill Pay Learn more
- Free Club Newsletter with travel information Learn more
Also Available
- Link your Checking Account to the Savings Account of your choice for a complete banking experience! Learn more
- Century Bank and Trust VISA Card (no annual fee) Learn more
- Trust and Investment Services Learn more
- Financial Planning Learn more
Related Tools
Minimum Opening Deposit
$100.00
Monthly Maintenance Fee
$10.00
Options to Avoid Monthly Fee
Maintain a $2,500 daily balance in any combination of deposit accounts (CD, Checking, IRA, Savings or a Trust account) to avoid this fee
** APYs are accurate as of 8/15/2006. Rates may change before or after an account is opened.
Fees could reduce earnings on an account.
