Investment Services
The Trust Department of Century Bank and Trust utilizes a variety of investment options including – stocks, bonds, mutual funds, real estate, bank deposits*, and other specialized securities in order to provide customers with superior investment management.
*FDIC Insured
- Investment Management Account
- Individual Retirement Account (IRA)
- 401(k) Rollovers
- Investment Custodial Account
Investment Management Account
The Century Bank Trust Department will provide you with a disciplined, fact-based, unbiased and client-focused style of investing. You will enjoy a number of distinct advantages with an Investment Managed Account.
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Features
- Receive a tailored asset allocation mix for your specific needs. Understanding your objectives, income requirements, tax status and personal attitudes so your portfolio will meet every market challenge and opportunity by being well diversified is the Trust Department’s primary focus.
- Trust services are not transaction based. By linking the fee to the market value of your accounts, the Trust Department is able to provide you with sound advice. With no financial stake in promoting any particular investment, the Century Bank Trust Department keeps your best interest on the front line.
- Choose between a fully managed account with the Trust Department or an account where you make the investment decisions. Whatever your needs, the Century Bank Trust Department will accommodate!
Individual Retirement Account (IRA)
Traditional and Roth IRAs provide you with savings alternatives that offer both tax and non-tax advantages. By opening your IRA with Century Bank and Trust, you will be well on your way to a successful retirement.
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Features
- Save money for your retirement
- Multiple IRA account types to choose from
- Maintain all your accounts at Century Bank and Trust
401(k) Rollovers
If you are about to retire or change jobs, and you have participated in your employer’s qualified retirement plan (401(K)), you may be eligible to receive a substantial sum of money. It is very important to consider all of your options before “cashing out”. One option is the IRA Rollover. By rolling your funds from your qualified retirement plan into an IRA at Century Bank and Trust you are able to continue deferring income taxes until you begin taking distributions.
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Features
- Hassle free! Century Bank and Trust will assist you with the entire process; from completing the paperwork to establishing a well-diversified investment portfolio to meet your needs.
- Discover your options with the full service Century Bank Trust Department and receive free financial advice from a qualified Trust Officer.
Investment Custodial Account
When you choose Century Bank and Trust for investment management services, you have the opportunity to utilize investment experience and knowledge or choose to make the investment decisions yourself. If you would like to make the investment choices, the Century Bank Trust Department will provide you with the service needed to grow your funds in the most efficient way possible.
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Features
- Safekeeping of your assets
- Collection of investment income
- Executing and tracking your buy and sell orders
- Maintaining detailed tax records
- Providing reports detailing your assets and transactions
