| Trust Profile | |
| Trust Profile
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The Century Bank Trust department currently manages over $220 million in assets and with a combined 80 years of experience, the staff of the Trust Department has the expertise necessary to assist you with all of your investment and trust management needs. Four officers are primarily responsible for investment management and administration of trust accounts. Included in this group is a CERTIFIED FINANCIAL PLANNER™ professional and three individuals holding a Certified Trust and Financial Advisor designation. All trust officers have completed training in financial planning, estate planning, retirement planning, tax planning, investments and insurance. In addition, officers are required to attend annual seminars and educational events to remain current on these disciplines. |
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Jay Carlson
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Jay M. Carlson is the Senior Trust Officer and First Vice President at Century Bank and Trust. He currently holds a designation as a Certified Trust and Financial Advisor (CTFA) and a BS in International Business. With 12 years in the trust industry covering wealth management, trust administration, employee benefits and estate planning, Jay handles a diverse group of accounts and duties within the department |
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James Cole
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James R. Cole is the Sr. Vice President and Trust Investment Officer at Century Bank and Trust. He is a CERTIFIED FINANCIAL PLANNER™ professional as well as a Certified Trust and Financial Advisor. With over 30 years of trust experience, Jim handles Investment Management at the Coldwater main office. |
| Alicia Cole | Alicia K. Cole is Assistant Vice President and Trust Officer at Century Bank and Trust. She is a graduate of both Western Michigan University and the Cannon Trust School . Alicia holds certification as a Certified Trust and Financial Advisor. With over 10 years of experience, Alicia handles both personal trusts and estate administration at the Coldwater main office. |
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Dylan Foster
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Dylan M. Foster is a Trust Officer at Century Bank and Trust. He is a graduate of both Western Michigan University and the Cannon Trust School . Dylan holds certification as a Certified Trust and Financial Advisor along with Series 7 and Series 63 investment licenses. With over five years of financial planning experience, Dylan handles both personal trusts and employee benefit plans at the Coldwater main office. |
Julie Andrews |
Julie A. Andrews is Assistant Vice President and Trust Officer at Century Bank and Trust. She is a graduate of the Cannon Trust School and has over 26 years of trust experience. Julie handles personal trusts and estate administration at the Sturgis main office. |





The Century Bank Trust department currently manages over $220 million in assets and with a combined 80 years of experience, the staff of the Trust Department has the expertise necessary to assist you with all of your investment and trust management needs. Four officers are primarily responsible for investment management and administration of trust accounts. Included in this group is a CERTIFIED FINANCIAL PLANNER™ professional and three individuals holding a Certified Trust and Financial Advisor designation. All trust officers have completed training in financial planning, estate planning, retirement planning, tax planning, investments and insurance. In addition, officers are required to attend annual seminars and educational events to remain current on these disciplines.