BUSINESS SAVINGS
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From business savings accounts and free account alerts** to money market savings accounts, business health savings accounts and SEP IRA’s, it's easier to save with Century Bank and Trust.

At Century Bank and Trust we offer a variety of savings options to help your business grow.  Whether you are in search of a money market savings account or health savings accounts for your employees, we have the options ready to meet your needs.

 
  Savings Accounts  
  Certificates of Deposit (COD)

 

Savings Accounts

 

SAVINGS ACCOUNTS FEATURES AND
BENEFITS
MONTHLY
MAINTENANCE FEE
ANNUAL
PERCENTAGE YIELD (APY)* AND REQUIRED BALANCE TO EARN APY
MINIMUM OPENING DEPOSIT EASY ONLINE APPLICATION

Premier Savings
 

  • Earn interest on lower balances.
     
  • An easy to use, traditional savings account.

$3.00
 
Avoid this fee by maintaining minimum daily balance of $100.00

$1.00
Per withdrawal charge for each withdrawal exceeding six in a calendar month.
1

0.02%*
$0.01 or more
$100.00 Apply
Premier Money Market Savings
  • This account rewards you for maintaining your balances by consistently paying a high return.
     
  • Earn a high yield while saving for future business growth.

$10.00
 
Avoid this fee by  maintaining a minimum daily balance of $2,500.00.

$2.00
Per withdrawal charge for each withdrawal exceeding six in a calendar month.
1

0.05%* 
$0.01-$24,999.99
 
0.10%* 
$25,000.00-$49,999.99
 
0.15%*
$50,000.00 or more
 
$2,500.00 Apply
Health Savings Account
  • Save money, using tax free dollars*** to pay for your qualified medical expenses.
  • Access funds with a check or a debit card.
  • Manage your costs for medical services and insurance premiums with money contributed by you or your employer.
$3.00
  
Avoid this fee by maintaining a minimum daily balance of $2,500.00.
0.25%*
$0.01 or more
$25.00 Apply
Simplified Employee Pension (SEP) IRA
  • Employer sets up individual accounts for each of the participating employees.
     
  • The company funds the plan entirely and is able to make deductible contributions up to 25% of annual compensation for all participating employees.
None Variable Rate
0.01%*
$0.01 or more

Fixed Rate
0.25%*
$0.01 or more
None Apply

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*APYs are accurate as of . Rates may change before and after an account is opened.
Fees could reduce earnings on an account.
You may call, Toll Free (866) 680-BANK/2265, to obtain the most current rate information.

**For mobile and text banking, standard data rates from your wireless provider may apply.

***Consult your tax advisor.

1 Subject to closure or suspension per Regulation D.

Certificates of Deposit

Certificates of Deposit are an ideal way to round out your savings portfolio. They offer the safety of a guaranteed rate of return for a fixed period of time. Earn interest safely and securely with a Century Bank and Trust CD.  Contact us today for a personalized quote.
 
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