PERSONAL CHECKING
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From free checking accounts with free online banking, free bill pay, free checks, free mobile banking**, estatements and account alerts** to senior checking, it's easier to bank at Century Bank and Trust.

At Century Bank and Trust we offer a variety of checking accounts to meet your financial needs.  Whether you are looking for a  free interest bearing checking account or a senior checking account with all the bells and whistles, we will work with you to determine the account that meets your requirements.  In addition, each account can be customized with additional products including online banking, bill pay, debit card, direct deposit and more!  We offer an easy online application or face-to-face account openings during business hours.
 
  Freedom Checking (free checking)  
  Horizon Club Checking (senior checking)
  Personal Select Checking
  Personal Infinity Checking

CHECKING ACCOUNTS MONTHLY
MAINTENANCE
FEES
ANNUAL
PERCENTAGE
YIELD (APY)*
MINIMUM
BALANCE TO
EARN APY
FREE WITH ACCOUNT EASY ONLINE APPLICATION
Freedom Checking
(free checking)

None

0.01%* $1,000.00

 

 

Apply  

Horizon Club Checking
(senior checking for those age 50 or better)

 

$10.00

Avoid this fee
0.01%* $1,000.00

 

Apply  

Personal Select Checking $10.00

Avoid this fee
0.01%* $500.00

 

Apply

Personal Infinity Checking $15.00

Avoid this fee
0.01%* $0.01

(Minimum Opening Deposit is $100.00)

 

 

Apply  

 

 *APYs are accurate as of . Rates may change before and after an account is opened. Fees could reduce earnings on an account. You may call, Toll Free (866) 680-2265, to obtain the most current rate information.
**For mobile and text banking, standard data rates from your wireless provider may apply

Freedom Checking (free checking)

 

Our Freedom Checking is a free interest bearing checking account that gives you all the features of a checking account without a monthly maintenance fee plus interest on balances averaging $1,000.00 or more a day. You can also customize your account by choosing to add one or more of the following services:

Minimum Opening Deposit:  $100.00

 Apply  

*APYs are accurate as of . Rates may change before and after an account is opened. Fees could reduce earnings on an account. You may call, Toll Free (866) 680-2265, to obtain the most current rate information.
**For mobile and text banking, standard data rates from your wireless provider may apply.

Free Checking

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 Horizon Club Checking (senior checking)

 

Free Senior Checking Horizon Club

Our Horizon Club Checking is an interest bearing senior checking account for those 50 or older that gives you all the features of a checking account plus free checks and a list of additional free services including:
 


Minimum Opening Deposit:  $100.00
 
To avoid a monthly maintenance fee:

Maintain a minimum daily balance of $2,500 in any combination of deposit accounts (CD, Checking, IRA, Savings or a Trust account).
 
 Apply

*APYs are accurate as of . Rates may change before and after an account is opened. Fees could reduce earnings on an account. You may call, Toll Free (866) 680-2265, to obtain the most current rate information.
**For mobile and text banking, standard data rates from your wireless provider may apply.

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Personal Select Checking

 

Our Personal Select Checking allows you to earn interest starting out at a lower balance. Plus, if you are a Century mortgage customers, the monthly maintenance fee is waived! You can also customize your account by choosing to add one or more of the following services:
 

 
Minimum Opening Deposit: 
$100.00
 
To avoid a monthly maintenance fee:

Have a Real Estate Mortgage at Century Bank and Trust or maintain a minimum daily balance of $500.00.

 Apply

*APYs are accurate as of . Rates may change before and after an account is opened. Fees could reduce earnings on an account. You may call, Toll Free (866) 680-2265, to obtain the most current rate information.
**For mobile and text banking, standard data rates from your wireless provider may apply.

Free Personal Checking for Homeowners

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Personal Infinity Checking

 

 

Tiered Interest Rate Checking with Free Checks

 

 

Rest easy with our Personal Infinity Checking account knowing you have immediate access to your funds while they earn interest at any level. Plus, you will get a free box of checks every year with this account! You can also customize your account by choosing to add one or more of the following services:

 
Minimum Opening Deposit: 
$100.00
 
To avoid a monthly maintenance fee:
Maintain a minimum daily balance of $1,500.00.

 Apply

*APYs are accurate as of . Rates may change before and after an account is opened. Fees could reduce earnings on an account. You may call, Toll Free (866) 680-2265, to obtain the most current rate information.
**For mobile and text banking, standard data rates from your wireless provider may apply.

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