PERSONAL CONVENIENT SERVICES
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From several debit card design choices to rewards VISA credit cards, notary public services, reloadable VISA cards and over 50 free financial calculators Century Bank and Trust makes banking easier for you.

Century offers the following products and services to help you meet your financial needs. Customize your accounts with the following services and choose just what you need to make your financial experience a success.

 

ATMs

 

Bank 24/7 when it’s most convenient for you! Our debit and ATM Cards are accepted world-wide for easy access to your money, no matter where you travel. There are several Century Bank and Trust ATM's conveniently located throughout Branch, Hillsdale and St. Joseph Counties. To view a complete list of Century ATMs or to view them on a map visit our locations page.

ATM Locations

 

ATM Locations

 

Cashier's Check

 

Cashier's Check

Cashier’s Checks, also known as an “Official Check” are typically used for higher dollar purchases when a personal check is not accepted. Cashier's Checks can be purchased at any Century Bank and Trust Office. To find the office location nearest to you, visit our locations page.

Office Locations

 

 

Credit Cards

Our personal credit cards offer a variety of options to suit just about anyone. We offer a Low-Rate card and a Preferred Points card in Visa® Classic, Visa® Platinum or Gold MasterCard.®*

Low-Rate Card’s Exclusive Benefit

Lower, competitive annual percentage rate (APR)**

Preferred Points Card Exclusive Benefit

Earn one point for each dollar spent, up to 10,000 points per billing cycle.

  • Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise (see brochure at our branch)
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191

Benefits Available To Both Card Types

  • Low introductory rate for first six months**
  • Same APR** for purchases and cash advances
  • Rental car collision damage waiver protection
  • Cash advances for up to 50% of the credit line
  • 25-day interest-free grace period on all purchases, no grace period on cash advances
  • 24-hour, toll-free, live customer assistance available at 800.367.7576
  • Online account information available 24/7 at www.cardaccount.net

To apply, click on "Apply" below; type in the information required and then print the application (you cannot save the document, so print an extra copy for yourself); or print it and then complete it using a blue or black pen. Paper applications are also available at any of our Century offices. Fax your completed application to the Card Service Center at (972) 650-7054.

Or mail your completed application to:
Card Service Center
P.O. Box 569120
Dallas, TX 75356-9120

Apply
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Office Locations

      


*Visa® Classic, Visa® Platinum and Gold MasterCard® Preference:

Indicate your preference if you have one; the card issued is subject to credit approval. The Visa Classic card is issued if you qualify for a credit limit of less than $5,000. If you qualify for a credit line of $5,000 or more: you’ll receive the choice you indicate, or the Visa Platinum card if no choice is indicated.

** Please see application for information about current APRs and fees.

Visa® Classic and Visa® Platinum are registered trademarks of the Visa International Service Association.

MasterCard® is a registered trademark of MasterCard® International Incorporated.

 
Debit MasterCard®

 

Our Debit MasterCard® looks like a credit card but acts like a check. With this card, you are able to make purchases at millions of locations worldwide that accept MasterCard®. The Debit MasterCard® also provides you with access to your funds through any ATM and free access* through any Century Bank and Trust ATM.

We offer seven different card designs for you to choose from.

Contact us to request your debit card today!

Office Locations

MasterCard®SecureCode™ (registration and log in)

MasterCard® is a registered trademark of MasterCard® International Incorporated.

*Other fees may apply.

Burgundy Debit Card Globe Debit Card  daisy debit card  barn debit card
green debit card  lighthouse debit card  flag debit card

Direct Deposit

 

Direct Deposit

Direct Deposit gives you the freedom to have your payroll, social security, dividend payments, or other income source deposited electronically in your checking or savings account. Your money will arrive quickly and safely into your account each and every time. Direct Deposit reduces the time spent having to drive to the bank to deposit your check, and eliminates the need to make special arrangements when absent or on vacation. If you are interested in setting up direct deposit, contact us today!

Century Bank and Trust's routing number is 072404883
 

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Medallion Signature Guarantee

 

A Medallion Stamp Guarantee is an official stamp used to verify ownership and authority for transfer of assets. Signature guarantees protect shareholders by preventing unauthorized transfers and possible investor losses and limit the liability of the agent who accepts the certificates.

In order to utilize this service you must be a customer of Century Bank and Trust. Contact us to schedule an appointment with a certified Medallion stamp holder.

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Medallion Signature Guarantee

 

Notary Public

 

Notary Public

Century Bank and Trust offers notary services at all lobby locations. A notary public is a public officer constituted by law to serve the public by authenticating the execution of certain classes of documents. Ask to speak to one of our state authorized notary public’s for this service

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Reloadable VISA Card

Our VISA Smart Banking Card is a reloadable VISA card that is:

  • Convenient
  • Safer Than Cash
  • Reloadable
  • Get Paid Faster

With your reloadable VISA card, you will enjoy easier access to your money: 

Use it everywhere VISA is accepted
Pay utility and other bills online or by phone
Pay for gas, groceries and more
Get cash from ATMs and cash back when making a purchase

How to make a purchase:

  1. Present your card to the cashier
  2. Select a credit or debit purchase
  3. The purchase price will be deducted from your card

Stop by any Century Bank and Trust office to get your reloadable VISA card today! Or click the link below to view reloadable card frequently asked questions.

Locations
Frequently Asked Questions

Century Bank and Trust Reloadable VISA Card


Reorder Checks

 

Reorder Checks

Running low on checks? Save yourself time and order them online 24/7 from the convenience of your computer using Harland Clarke's secure website. 

Order Checks 

If you would like assistance in ordering checks, call (517) 278-1500 or Toll Free (866) 680-BANK and ask to speak with one of our friendly customer service representatives. Or contact us online today!

Contact Us

 

Safe Deposit Box*

 

A great way to protect and secure your legal documents, family valuables, and other confidential items. *Safe Deposit Box contents are: NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE • NOT GUARANTEED BY THE BANK • NOT A DEPOSIT

Safe Deposit Box Locations and Pricing

Coldwater Nottawa Reading
100 W. Chicago St.
Coldwater, MI 49036
(517) 278-1500
25985 M-86
Nottawa, MI 49075
(269) 467-9615
108 N. Main St.
Reading, MI 49274
(517) 283-2148
Quincy Sturgis Three Rivers
109 W. Chicago St
Quincy, MI 49082
(517) 639-8800
300 W. Chicago St.
Sturgis, MI 49091
(269) 651-5491
1310 W. Broadway
Three Rivers, MI 49093
(269) 273-3690
Box Size Annual Fee Annual Fee Discounted Rate*
 
3x5 $20 $15
5x5 $30 $25
3x10 $35 $30
5x10 $50 $45
10x10 $80 $75
*(With Automatic Debit From Checking or Savings)
 

 

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Telephone Banking (Telebanc)

 

Safely access and monitor your
Century accounts 24/7.

  • Access your accounts wherever you are.
  • Check account balances.
  • Review your transactions.
  • Transfer funds and make loan payments between your
  • Century accounts until 6PM EST every business day for same day posting.
  • Verify checks posted and deposits received.
  • And More!

 

To access Telebanc call: 

(517) 278-8621 or Toll Free (888) 278-8621
 

To reset your PIN call: 

(517) 278-1504 
 

Telephone Banking

 

Traveler's Checks

 

Traveler's Checks

Travel with peace of mind. If lost or stolen, Traveler’s Checks are refundable, usually within 24 hours. To find the office location nearest to you, visit our locations page.
 

Office Locations

 

 

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Visa Gift Cards

 

VISA Gift Cards

VISA® Gift Cards are the perfect gift! Use them world-wide, anywhere VISA® cards are excepted. 

Are you interested in purchasing a VISA® gift card? Customers and non-customers can choose to order online or stop by any Century office to order cards locally. Cards are issued starting at $25 up to $750.

VISA® Gift Card balances can be obtained online at www.harlandclarkegiftcard.com or by calling Toll Free (866) 244-5360. Cards expire on the date shown on the front of the card or when the balance is $0, whichever comes first.

Order Online 
Office Locations

Visa® is a registered trademarks of the Visa International Service Association and is used by the issuer pursuant to license from Visa®  U.S.A. Inc.

 

Wire Transfers

 

Is time of the essence? We can help with our wire transfer service. Get money transferred to any financial institution within the United States, usually on the same business day. Visit any of our walk in offices to request a wire transfer. To find the office nearest you, visit our locations page.

Locations

 

Wire Transfers

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