Personal Loans

Century Bank and Trust offers home loans, debt consolidation loans, auto loans, car loans or any specialty item loan. At Century, we make the personal loan process a little easier.

Whether you are interested in discovering your options with a home equity loan, buying a new car or considering another purchase, Century Bank and Trust will give you expert financial advice, and competitive rates and terms to fit your budget.

Home Mortgages

Whether you are in search of an adjustable rate mortgage or a fixed rate mortgage, our local lenders stand ready to help you purchase, refinance or build your dream home.

  • Free online or in-person application.
  • Low closing costs.
  • Get a interest bearing checking account that has no monthly maintenance fee* when you have your mortgage with us! 


Home Equity Loan

Borrow money using your home’s equity to make home improvements, purchase a special item and more!

  • Your interest payments may be tax-deductible (Consult your tax advisor for details.)
  • Easily access your funds when you need them via check or withdrawal.
  • Keep tabs on your home equity balance and payments using free online banking**.


Auto Loan

Easy, no-hassle auto financing at Century allows you peace of mind to enjoy your new vehicle while we complete the necessary paperwork.

  • Competitive rates.
  • Local lenders with face-to-face interaction.
  • Quick decisions.
  • Make your payment on the day its due at any Century office.


Specialty Item Loan

Whether you’re interested in purchasing a boat, motorcycle or something more, we are ready to help you bring your specialty item home.

  • Competitive rates and quick decisions.
  • Local lenders with face-to-face interaction.
  • Make your payment on the day its due at any Century office.


Debt Consolidation Loan

If you are struggling to make your monthly payments, we may be able to help you consolidate your debt into one easy monthly payment.

  • Combine your multiple monthly payments into one affordable monthly payment.
  • We can help you with budget planning and ongoing financial coaching.
  • Local face-to-face meetings with people who care.


Construction Loan

If you’re in the market to build a new home or renovate your current home we’d love to earn your business.

  • Competitive rates
  • Low Closing Costs 
  • No Extra Construction Loan Charges
  • Discounted Final Mortgage Costs


*All loans are subject to approval. Certain fees and restrictions may apply.

** 3rd party internet connection fees may apply. Standard data rates from your wireless provider may apply.