Mortgages

At Century Bank and Trust, we are more than just a bank. We are your neighborhood experts who can answer questions, provide advice and brainstorm about what you want and how to get it. And because a home loan is something that you'll live with for a long time, we'll make sure you get one that fits, whether you're a first-time homebuyer or building a custom home.

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Home Lending Programs and Products

FHA

Unlike most first-time homebuyer programs, with FHA home loans down payment requirements are traditionally lower than conventional financing.

Conventional

Traditional fixed-rate home loans provide predictability in rate and payments. As a Freddie Mac and Federal Home Loan Bank of Indianapolis seller/servicers, Century Bank and Trust offers a variety of government backed loans.

Rural Development**-First-time Homebuyer

This USDA sponsored program is ideal if you're a first-time homebuyer looking to purchase in "rural defined population service areas." You must also meet certain income requirements. Learn More

Adjustable Rate Mortgage (ARM)

If you're hoping to buy and sell your home in the near future, an ARM loan might be a good fit. These loans offer introductory rates that adjust periodically throughout the life of the loan.

Veterans (VA)

If you are an ex-servicemen or women or on active duty may be eligible for a VA mortgage loan. VA loans come with several benefits and we are happy to be able to provide this funding to our community. Learn more at Federal VA.

Construction and Renovation

Whether you are buying new, building your dream home from the ground up, or renovating your current home, Century Bank and Trust's construction and renovation loan can help get you started.

**Subject to Agency funding and availability

Loan products are subject to credit approval. Other terms, conditions, restrictions & fees may apply.

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Meet the Century Bank and Trust Mortgage Team:





Alicia Finnerman

Mortgage Lender

NMLS# 645872

(269) 651-5491

aliciafinnerman@centurybt.com

Sergio Gomez

Mortgage Loan Officer

NMLS# 452242

(269) 651-5491

sergiogomez@centurybt.com


Barry Miller

Vice President

NMLS# 297845

(269) 273-3690

BarryMiller@centurybt.com

Josh Jones

Mortgage Loan Officer

NMLS# 531569

(517) 278-1551

JoshJones@centurybt.com

Kathy Tomson

Mortgage Loan Officer

NMLS# 297694

(517) 278-1556

KathyTomson@centurybt.com

Mike Eddy

Assistant Vice President

NMLS# 309358

(517) 278-1558

MikeEddy@centurybt.com

Vicki Morris

AVP Mortgage Loan Officer

NMLS# 717929

(517) 849-9010

VickiMorris@centurybt.com


Advantages of working with Century Bank and Trust for your mortgage:

Personal assistance:

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Contact Us

NMLS ID Numbers:
Century Bank and Trust: 297621
Alicia Finnerman: 645872
Barry Miller: 297845
Mike Eddy: 309358
Kathy Tomson: 297694
Josh Jones: 531569
Vicki Morris: 717929

Close on your mortgage quickly:

We can get your mortgage application processed quickly!

Free Pre-approvals!

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program and a Loan Officer is always just a call or e-mail away!

Frequently Asked Mortgage Questions

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