Personal Savings - Information

Regular Savings

  • Start saving with out worrying about high balance requirements. Free online banking, mobile banking* and account alerts*.
  • Monthly maintenance fee of $3.00 - Avoid fee by maintaining a minimum daily balance of $100.
  • Excessive withdrawal charge of $3.00 per withdrawal charge for each withdrawal exceeding six in a four week or similar period**
  • Minimum opening deposit of $100.
  • Annual Percentage Yield (APY): 0.02%*** 
  • Required daily balance to earn APY: $0.01 or more.


Minor Savings (under 18-custodian required)

  • A FREE account with no monthly service fee that earns interest.
  • Start saving with out worrying about high balance requirements. Free online banking, mobile banking* and account alerts*.
  • Monthly maintenance fee : NONE
  • Excessive withdrawal charge: NONE
  • Minimum opening deposit of $1.00.
  • Annual Percentage Yield (APY): 0.02%*** 
  • Required daily balance to earn APY: $0.01 or more.

Money Market Savings

  • Interest bearing savings account. Achieve higher earnings with tiered rates. Free online banking, mobile banking* and account alerts*.
  • Monthly maintenance fee of $10.00 - Avoid fee by maintaining a minimum daily balance of $1,000.
  • Excessive withdrawal charge of $2.00 per withdrawal charge for each withdrawal exceeding six in a four week or similar period**.
  • Minimum opening deposit of $1000.00.
  • Annual Percentage Yield (APY): 0.05%*** on $0.01 to $49,999.99 or 0.10%*** on $50,000 or more.
  • Required daily balance to earn APY: $1,000.00


Christmas Club Savings

  • Save money over the entire year for your holiday expenses. You pick the frequency and amount of your contributions. You may not withdraw from this account until the club payout date. Free online banking, mobile banking*, and account alerts*.
  • Monthly maintenance fee: NONE
  • Excessive withdrawal charge: N/A
  • Minimum opening deposit of $1.00.
  • Annual Percentage Yield (APY): 0.02%*** 
  • Required daily balance to earn APY: $0.01 or more


Health Savings Account

  • Save money to pay your qualified medical expenses.
  • Monthly maintenance fee of $3.00 - Avoid fee by maintaining a minimum daily balance of $2,500.00.
  • Excessive withdrawal charge: N/A
  • Minimum opening deposit of $25.00.
  • Annual Percentage Yield (APY): 0.20%***.
  • Required daily balance to earn APY: $0.01 or more.


* For mobile and text banking, standard data rates from your wireless provider may apply.

** Important Notice: Savings accounts are limited transaction accounts and are subject to Regulation D. Excessive withdrawals over the limit may result in fees, account closure, change of account type, termination of transfer capability or other remedial action. See your account disclosure for full details.

***APYs are accurate as of 1/22/2018. Rates may change before and after an account is opened.

Fees could reduce earnings on an account.

You may call, Toll Free (866) 680-BANK/2265, to obtain the most current rate information.

Consult your tax advisor.