Trust Profile

The Trust and Investment Management Group at Century Bank and Trust provides trust, investment and estate planning services from CERTIFIED FINANCIAL PLANNER™ professionals and Certified Trust and Financial Advisors. 


The Trust and Investment Management Group currently manages over $325 million in assets with over 100 years of combined experience. The staff of the Trust and Investment Management Group has the expertise necessary, through CERTIFIED FINANCIAL PLANNER™ (CFP) professionals and Certified Trust and Financial Advisors (CTFA) to assist you with all of your investment and trust management needs. All trust officers are trained in financial, estate, tax and retirement planning as well as investments and insurance. In addition, all officers attend annual seminars and educational events to remain current on these disciplines. 



 

Dylan M. Foster, Executive Vice President and Trust Investment Officer, is a graduate of both Western Michigan University and the Cannon Financial Institute. Dylan holds certification as a Certified Trust and Financial Advisor (CTFA). With over 19 years of financial planning experience, Dylan handles portfolio and asset management along with employee benefit plans. 


 

Julie A. Andrews, Vice President and Senior Trust Officer at Century Bank and Trust. She is a graduate of the Cannon Trust School and has over 40 years of trust experience. Julie handles personal trusts and estate administration for St. Joseph County. 



 

Alicia K. Cole, Assistant Vice President and Trust Officer, is a graduate of Western Michigan University, the Cannon Financial Institute and the College for Financial Planning. Alicia holds certification as a Certified Trust and Financial Advisor (CTFA) and a CERTIFIED FINANCIAL PLANNER™. With over 23 years of experience, Alicia handles both personal trusts and estate administration. 



 

Jared E. Hoffmaster, Assistant Vice President and Investment Officer, is a graduate of Grand Valley State University with a double major of marketing and finance and the Cannon Financial Institute. With over 11 years of experience, Jared holds Series 6, Series 7 and Series 66 licenses as well as carrying life, accident and health insurance licenses. He is a Certified Trust and Financial Advisor (CTFA). Jared assists with estate, financial and retirement planning. 


 

Erik L. Schaeffer, Trust Officer, is a graduate of Indiana University-Purdue University of Fort Wayne with a major in Finance as well as a graduate of the Cannon Financial Institute. Erik has over 12 years of experience, holds certification as a Certified Trust and Financial Advisor (CTFA) and assists with portfolio and asset management.




Tracy A. Richer, Assistant Vice President and Trust Officer, is a graduate of Kellogg Community College. Tracy has over 16 years of experience, holds certification as a Certified Trust and Financial Advisor (CTFA). She assists with portfolio and asset management, personal trust and estate administration as well as financial and employee benefits. 




*TRUST AND INVESTMENT MANAGEMENT GROUP PRODUCTS ARE: NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE • NOT GUARANTEED BY THE BANK • NOT A DEPOSIT