A family on vacation in the mountains in an RV

Banking Services

Century products and services to meet your needs.

From debit card design choices to rewards or low rate MasterCard® credit cards, notary public services, reloadable VISA cards and over 50 free financial calculators Century Bank and Trust makes banking easier for you.

Customize your accounts with the following services and choose just what you need to make your financial experience a success.
Bank 24/7 when it’s most convenient for you! Our debit and ATM Cards are accepted world-wide for easy access to your money, no matter where you travel. There are several Century Bank and Trust ITM/ATM's conveniently located throughout Branch, Hillsdale and St. Joseph Counties. To view a complete list of Century ITM/ATMs or to view them on a map visit our locations page. Learn More About ITMs
Cashier’s Checks, also known as an “Official Check” are typically used for higher dollar purchases when a personal check is not accepted. Cashier's Checks can be purchased at any Century Bank and Trust Office. To find the office location nearest to you, visit our locations page.

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

To Apply Now

  • Download the PDF application. (hyperlink blue text to your bank branded .pdf application)
  • Type the information
  • and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

 

1 Please see application for information about current APRs and fees.

MasterCard® is a registered trademark of MasterCard® International Incorporated.

Our Debit MasterCard® looks like a credit card but acts like a check. With this card, you are able to make purchases at millions of locations worldwide that accept MasterCard®. The Debit MasterCard® also provides you with access to your funds through any ATM and free access through any Century Bank and Trust ATM.


MasterCard® is a registered trademark of MasterCard® International Incorporated.
Direct Deposit gives you the freedom to have your payroll, social security, dividend payments, or other income source deposited electronically in your checking or savings account. Your money will arrive quickly and safely into your account each and every time. Direct Deposit reduces the time spent having to drive to the bank to deposit your check, and eliminates the need to make special arrangements when absent or on vacation. If you are interested in setting up direct deposit, please contact your payer (employer, company, investment firm) to see if they offer direct deposit. If they offer direct deposit, ask them for an authorization form to get your direct deposit started.

If you need any help completing the direct deposit authorization form, please give us a call Toll Free at (866) 680-2265 or visit your local Century Bank and Trust office.

Century Bank and Trust's routing number is 072404883
A Medallion Stamp Guarantee is an official stamp used to verify ownership and authority for transfer of assets. Signature guarantees protect shareholders by preventing unauthorized transfers and possible investor losses and limit the liability of the agent who accepts the certificates.

In order to utilize this service you must be a customer of Century Bank and Trust. Contact us to schedule an appointment with a certified Medallion stamp holder.
Century Bank and Trust offers notary services at all lobby locations. A notary public is a public officer constituted by law to serve the public by authenticating the execution of certain classes of documents. Ask to speak to one of our state authorized notary public for this service.
Running low on checks? Save yourself time and order them online 24/7 from the convenience of your computer using Harland Clarke's secure website.


If you would like assistance in ordering checks, call 517-278-1500 or Toll Free 866-680-BANK and ask to speak with one of our friendly customer service representatives. Or contact us online today!
Is time of the essence? We can help with our wire transfer service. Get money transferred to any financial institution within the United States, usually on the same business day. Visit any of our walk in offices to request a wire transfer. To find the office nearest you, visit our locations page.
A great way to protect and secure your legal documents, family valuables, and other confidential items.

Safe Deposit Box Locations

Coldwater

100 W. Chicago St.
Coldwater, MI 49036
(517) 278-1500

Nottawa

25985 M-86
Nottawa, MI 49075
(269) 467-9615

Reading

108 N. Main St.
Reading, MI 49274
(517) 283-2148

Quincy

109 W. Chicago St
Quincy, MI 49082
(517) 639-8800

Sturgis

300 W. Chicago St.
Sturgis, MI 49091
(269) 651-5491

Three Rivers

1310 W. Broadway
Three Rivers, MI 49093
(269) 273-3690


Box Size

3x5

Annual Fee $25
Annual Fee Discounted Rate $20*

5x5

Annual Fee $35
Annual Fee Discounted Rate $30*

3x10

Annual Fee $40
Annual Fee Discounted Rate $35*

5x10

Annual Fee $55
Annual Fee Discounted Rate $50*

10x10

Annual Fee $85
Annual Fee Discounted Rate $80*

*(With Automatic Debit From Checking or Savings)
 
Safe deposit boxes contents are: NOT FDIC INSURED * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * MAY LOSE VALUE * NOT GUARANTEED BY THE BANK * NOT A DEPOSIT