we offer a variety of checking accounts to meet your financial needs
Whether you are looking for a free non-interest bearing checking account or a senior checking account with all the bells and whistles, we will work with you to determine the account that meets your requirements. In addition, each account can be customized with additional products including online banking, bill pay, debit card, direct deposit and more! We offer an easy online application or face-to-face account openings during business hours.
Start your checking account application process online today from the comfort of your home.
Freedom checking
Our Freedom Checking is a free non-interest bearing checking account that gives you all the features of a checking account without a monthly maintenance fee. You can also customize your account by choosing to add one or more of the following services:
- Mobile Banking**
- Account Alerts**
- Debit MasterCard®
- Direct Deposit
- eStatements
- Online Banking with Bill Pay
Minimum Opening Deposit: $100.00
Personal Select
- Mobile Banking**
- Account Alerts**
- Debit MasterCard®
- Direct Deposit
- eStatements
- Free box of checks annually
- Online Banking with Bill Pay
Minimum Opening Deposit: $100.00
To avoid a monthly maintenance fee:
Maintain a minimum daily balance of $500.00.
Personal infinity
Our Personal Infinity Checking allows you to earn interest starting out at a lower balance. Plus, if you are a Century mortgage customer, the monthly maintenance fee is waived! You can also customize your account by choosing to add one or more of the following services:
- Mobile Banking**
- Account Alerts**
- Debit MasterCard®
- Direct Deposit
- eStatements
- Online Banking with Bill Pay
Minimum Opening Deposit: $100.00
To avoid a monthly maintenance fee:
Have a Real Estate Mortgage at Century Bank and Trust or maintain a minimum daily balance of $1500.00.
Horizon club
Our Horizon Club Checking is an interest bearing senior checking account for those 50 or older that gives you all the features of a checking account plus free checks and a list of additional free services including:
- 50% Off Designer Checks
- Debit MasterCard®
- Direct Deposit
- eStatements
- Cashier's Checks
- Horizon Club Checks
- Medallion Signature Guarantee
- Notary
- Online Banking with Bill Pay
- Mobile Banking**
- Account Alerts**
Minimum Opening Deposit: $100.00
To avoid a monthly maintenance fee:
Maintain a minimum daily balance of $2,500 in any combination of deposit accounts (CD, Checking, IRA, Savings or a Trust account).